In tonight's simple savings tip...how to make smart decisions in today's home market.

News 25's Jenny Li has more with Brian Carlin, one of our experts online. He tells us how to get the most out of your money as a buyer or a seller of a home. First, give me the seller's perspective.

1. Educate yourself on your community.
2. Understand what the prices are in your market.
3. Unclutter your home.
4. Spruce things up, perhaps a fresh coat of paint.

Now how can buyer's get the most out of their money?
1. Educate yourself on the market.
2. Know the history of that home, what it sold for.
3. Use a knowledgeable realtor.

If you have any questions for Brian Carlin you can email him through experts online. If you have any savings tips for us, videotape them and send them to us through our website.

Earlier this week in our online poll we asked what you were doing in today's central Illinois housing market?

75% of the respondents said you were not buying or selling a house right now.